Who We Are
A trusted payment processing partner serving local businesses since 2013.
Our Story
We're Not Here to Sell You.
We're Here to Help You.
Stateline Merchant Solutions was founded on a simple belief: local business owners deserve the same payment technology that big-box retailers use — without the big fees, the confusing contracts, or the runaround from a call center that doesn't know your name.
We are an independent electronic payment processing agency. That means we work for you — not for a bank, not for a card brand, and not for a quota. Our job is to look at your business, understand how you take payments, and find the solution that saves you the most money while keeping things simple.
Since 2013 — that's over 13 years — we've been doing exactly that for restaurants, veterinary clinics, auto shops, retailers, contractors, and dozens of other business types across Illinois and Missouri. We've seen the industry change, the technology evolve, and the fees get more creative. We stay ahead of all of it so you don't have to.
We Are an Independent Agency
We are not a bank. We are not tied to one processor. As an independent electronic payment processing agency, we have the freedom to shop the market on your behalf and place you with the program that genuinely fits your business — not the one that pays us the most.
13+ Years of Real Experience
We've been in this industry since 2013. We've helped hundreds of local businesses eliminate processing fees, upgrade their equipment, and get funded when they needed capital fast. That track record isn't a marketing line — it's the reason our clients refer their neighbors to us.
Our Mission Is to Help, Not to Sell
Every conversation we have starts with questions, not a pitch. What are you paying now? What's frustrating you? What does your business actually need? If our program is the right fit, we'll tell you. If it's not, we'll tell you that too. Honesty is how we've stayed in business for over a decade.
13+
Years in Business
100%
Independent Agency
$0
Processing Fees (Zero-Fee Program)
2
States Served: IL & MO
Who We Help
Built for Local Businesses
From veterinary clinics to auto shops, restaurants to retail — we serve the businesses that make our communities run.
Veterinary Clinics
Zero-fee processing built for vet practices of all sizes.
Auto Repair Shops
Fast, reliable terminals for high-ticket repair transactions.
Restaurants
Full POS systems and zero-fee programs for dining establishments.
Retail & More
Flexible solutions for retail stores, salons, contractors, and beyond.
Ready to Work With Us?
Call us today or request a free quote — no obligation, just straightforward answers from a team that knows payment processing.